Medicare Supplement
Medicare Supplement Plan G explained
Plan G is one of the most comprehensive Medigap plans available — here's what it covers, what it costs, and how to enroll.
What is Medicare Supplement Plan G?
Medicare Supplement Plan G (also called Medigap Plan G) is a private insurance plan that works alongside Original Medicare to cover most of the out-of-pocket costs you'd otherwise pay yourself. After you meet the annual Part B deductible, Plan G covers nearly everything else — giving you predictable healthcare costs and the freedom to see any doctor who accepts Medicare.
What Plan G covers
- Part A hospital coinsurance and costs (up to 365 extra days)
- Part B coinsurance or copayment
- Blood (first 3 pints)
- Part A hospice care coinsurance or copayment
- Skilled nursing facility care coinsurance
- Part A deductible
- Part B excess charges
- Foreign travel emergency care (up to plan limits)
The one thing Plan G doesn't cover: the annual Medicare Part B deductible. Once you pay that deductible, Plan G picks up nearly all of your remaining Medicare-approved costs for the rest of the year.
How much does Plan G cost?
Plan G premiums vary based on your age, location, and the insurance company. Because the coverage is standardized by Medicare, every insurer's Plan G offers the same benefits — so comparing prices is the best way to save. A licensed agent can compare Plan G quotes from multiple carriers in your area at no cost to you.
Talk to a licensed Medicare advisor — at no cost to you
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