Coverage Options

Find the plan type that fits your life

There's no single best plan — only the best plan for you. Here's how the main options compare.

Medicare Advantage (Part C)

Best for those who want bundled coverage and extra benefits.

  • Combines hospital, medical & often drug coverage
  • May include dental, vision & hearing
  • Network of doctors and providers
  • Predictable copays, annual out-of-pocket max

Medicare Supplement (Medigap)

Best for those who want freedom to see any provider that accepts Medicare.

  • Helps cover Original Medicare out-of-pocket costs
  • See any doctor nationwide that accepts Medicare
  • Includes prescription drug coverage
  • Standardized, predictable benefits

Prescription Drug Plans (Part D)

Best for adding medication coverage to Original Medicare.

  • Helps lower the cost of prescriptions
  • Plan-specific formulary (drug list)
  • Covers doctor or hospital visits
  • Pairs with Original Medicare or Medigap

Not sure which direction is right? A licensed advisor can review your doctors, prescriptions, and budget and walk you through the trade-offs — free of charge.

Talk to a licensed Medicare advisor — at no cost to you

Get clear, unbiased answers to your questions and personalized help comparing your options. There's never any pressure or obligation.